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Representative Example: £1,000 borrowed for 18 months. Repayment of 17 Months at £87.22 and final repayment of £87.70 The total amount repayable is £1570.44. Interest amounts to £570.44, an annual interest rate of 59.97% (fixed). Representative APR: 79.5% (variable)
Warwick Financial Services T/A LoanLike are a credit broker not a lender
Our simple online application is quick and easy and takes just 60 seconds. Find out if you’ll be approved with no harm to your credit score.
Making Short Term Loans more accessible for everyone
In just a few steps you can be connected to trusted lenders.
Once your application is approved, your money could be on the way. Most loans are processed and transferred the same day.
Protecting your information is our top priority. We use advanced encryption and state-of-the-art security protocols to ensure your personal data is safe at all times.
Our soft search technology lets you check your loan options without affecting your credit score. It’s a completely safe and hassle-free way to explore what’s available to you.
More questions? We've got you covered
Short term loans are typically available to anyone who meets basic requirements, such as being over 18, having a stable income, and holding a UK bank account. Eligibility criteria may vary between lenders.
Most lenders aim to transfer funds shortly after approval, often within minutes. However, the exact timing may depend on your bank’s processing times.
Your credit score is not affected when you use soft search technology to check eligibility. However, once you proceed with a full application, a credit check may be conducted, which could slightly impact your credit score. Failing to repay on time could also harm your credit history.
If you’re unable to repay your loan by the agreed deadline, you may incur additional charges or fees. It’s important to contact your lender immediately to discuss repayment options or potential extensions. Ignoring the issue could harm your credit score and make borrowing in the future more difficult.
The Financial Conduct Authority (FCA) oversees payday lenders in the UK. Borrowers are safeguarded by strict rules, such as a cap on daily interest rates, a limit on default fees, and a total repayment cap, ensuring you won’t pay back more than double the amount borrowed.